Mortgage Match

An online mortgage-finding service with real advisers

Search the market and find mortgage deals in 60 seconds

Your credit score won’t be affected

How it works

60 seconds
30 minutes or at your own pace

1 See your results

Enter a few details and discover suitable mortgage deals from top lenders in 60 seconds.

2 Complete your profile

Get ready to apply by completing the profile on your dashboard.

3 Talk to an adviser

Your mortgage adviser will help you choose the best mortgage for you.

4 Apply online

When you’re happy to go ahead, your mortgage adviser will do the rest - so you can put your feet up.

Start with our eligibility checker

Answers in 60 seconds

We’ll find and compare the mortgages you’re eligible for in under 60 seconds.

Mortgage eligibility check

Your details will be checked against the criteria of top lenders to see who will give you a mortgage.

Access over 50 lenders

After your initial results, our expert advisers will check mortgage products from over 50 lenders.

Keep your credit score

Making too many mortgage applications can negatively impact your credit score. Our soft credit search won’t.

Fast and accurate

Our tool is far more accurate than basic mortgage calculators, and you can see what you’re eligible for in less than a minute.

FCA regulated

Our mortgage match provider is regulated by the Financial Conduct Authority, a financial regulatory body in the United Kingdom and supported by qualified advisers who will support you every step of the way.

The smoother way to find a mortgage

01

See deals you’re eligible for in 60 seconds

02

Easily go through the mortgage process in your dashboard

03

Talk to a mortgage adviser when it suits you

04

Do it all online, from your own home

Fast Secure Online

MortgageGym screenshot

Online mortgages, real mortgage adviser

Speak to a mortgage adviser to find the best deals

Mortgage Match is powered by real people who give personal support. They are on hand to answer your questions and help you get moving.

 

How mortgages work

A mortgage is a loan that is used to buy a property.

Mortgages are usually supplied by banks. The borrower pays it back on a monthly basis, with interest added, for a number of years. The mortgage is usually secured against the value of the home, which means the lender can take the property back if the repayments stop.

For this reason, it’s important that you’re comfortable with the size of the monthly repayments and the interest added. Remember to take into account other bills you will have to pay as well, like council tax and insurance.

Your mortgage adviser, the person who helps you find and choose a mortgage, can explain the terms of any particular mortgage to you and ensure you’re happy with the details.

Is this service right for you?

Mortgage Match is right for you if:

  • You are at least 18 years old
  • Are a UK resident with a right to reside
  • Have 3+ years of UK address history
  • Are looking for a residential mortgage

When it’s not right for you

Consider another option if:

  • You’re looking for a commercial or Buy To Let mortgage
  • You’re looking for a Right To Buy or Help To Buy mortgage
  • Your mortgage needs to be for three or more applicants
  • You don’t currently live in the UK

Tips for a smooth mortgage application

Make your mortgage journey easier with these tips:

1

Check your eligibility

Our eligibility checker lets you see what mortgages you could get before you commit to a lengthy application process, saving time and effort.

2

Save a bigger deposit

A larger deposit means a smaller loan. Many lenders also offer better rates to buyers with large deposits.

3

Get expert advice

After you’ve received your automatic recommendations, our expert mortgage advisers will search the whole market to be sure you have the best deal.

4

Buy together

Opt for a joint mortgage if you want to buy with another person - it can increase your ability to borrow.

5

Have a budget

As well as finding out how much you can afford to borrow, reduce stress by making sure you’ve budgeted for things like moving day well in advance.

6

Your credit score matters

Mortgage lenders will check your credit score to make sure you can pay off your loan. There are some things you can do to make sure it’s in good shape, including the tips below.

7

Register to vote

Being on the electoral roll can be positive for your credit score, so check you’re registered.

8

Plan early

If your credit score needs some work, remember that mortgage lenders can see your credit history from the last six years, so it’s worth getting mortgage-ready in advance.

9

Pay bills on time

Mortgage lenders can check whether applicants are reliable and pay their bills on time, so make sure you stay on top of your outgoings.

I want to…

THINK CAREFULLY BEFORE SECURING DEBT AGAINST YOUR HOME. YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.